Should Kids Know the Truth About Money?

With all the buzz about Wall Street, job losses, and the world economy, I thought that when I asked a teenage friend of mine how her father's business was doing, she would respond with a qualified answer. I was surprised to hear her say, "Oh, I do not know. I do not understand that stuff …". I noticed she was wearing trendy clothing, had a new "iPhone" and a designer handbag, so I figured her father was probably doing alright. Or was he?

It's nice to extend the naivete of childhood as far as possible, but when it comes to adolescents, is it really best to keep from them all the details about our finances, or should we initiate discussions about current events, the tough times people close to we are going through and, sometimes, tell them an "acceptable" truth about our own money situation?

As a child, I was kept in the dark about money until my late teens, if you can believe that! I had no idea what my parents earned and just knew that if I asked for $ 20 to buy something, I could probably have it. I'm embarrassed to admit that I did not even consider the origin of money; I just thought of it as a never-ending flow of funds that came from parents to pay for things that kids needed.

In reality, we were poor. Although my mother had a job, my two older sisters (and a few aunts) were the ones who helped out on occasion to keep our bills paid. But I did not know that. The day I came face to face with my delusions about life and learned "where money comes from" was the day after my mother passed away.

I had just graduated from high school and I remember feeling scared and stupid when faced with questions like, "How do I pay the bills?" and "Where do I get an apartment?" – things that were really never explained to me. I was very sheltered, and this method of childrearing, although I'm sure a choice made by parents with good intentions, did not really protect me from anything. Rather it shielded me from learning how to take care of myself, which I believe is a priceless gift and the duty of all parents to their children.

So could now be the perfect time to talk to our kids about money?

Although we may want to protect our children from knowing too much about the hardships of life, sometimes this is a golden opportunity to teach them about earning money, planning for the future, and appreciating what they already have. I'm not saying we should alarm them to the point of making them worry or feel insecure, but I am a big believer in letting older children in on the workings of the household finances and what they can do to help out.

The greed of the past two decades did much harm by positioning the "Haves" front and center, …

Find Luxurious Casual Wear at the Abercrombie Outlet

The Abercrombie outlet is considered to be the perfect one for you if you are looking for the casual outfits, sporting and other excursion goods. These stores are elegant looking and have much for you inside them. On the outer side, these stores are rather simple and do not contain any picture of the famous model or celebrity marketing the product. Most of the stores of this brand have a charisma of their own.

There are elegant and classy, ​​which is the reason behind their popularity and fame. As the market and other shops are very populous with colorful schemes and posters of the famous people, these retail shops present a totally different view. They are usually done in whites and such colors that make them classical and elegant. They are spread through the United States and if you are unable to find near you then you can certainly get help from this article. There are over 300 of the locations which have the stores of this brand. They are providing the people with the clothes that greatly fit their personality and style. Be it jeans, jackets, shirts or coats, both men and women can find it without any difficulty.

Also, you can find the items of your choice on sale or at affordable prices, which makes purchasing clothes from the Abercrombie outlet even more exciting. When it comes to the stores of this brand, you can find one in the Ontario Mills mall near Los Angeles. It is considered to be the largest SoCal outlet mall as well as the busiest. You can also find one in San Francisco at the great mall of the bay area, at Rehoboth Beach Tanger mall – in Delaware, Commerce Tanger mall – Georgia, in Chicago at the Gurnee mills – Illinois, Jersey gardens mall in Elizabeth – New Jersey, Hilton Head Tanger – South Carolina, Potomac Mills mall – Virginia, Baraboo Tanger mall – Wisconsin. All of these outlets have a charm of their own. They provide you with the casual that are also termed as the casual luxury, and are intended for those who prefer to have such clothing that combines the exquisite designs with the great comfort and affordability.

The furs that are present in the jackets are of the finest quality and also the material is so soft that it clearly makes its space in your wardrobe. Your wardrobe would be incomplete without any item of this brand. The Abercrombie outlet would provide you with the best casual outfits. …

Beach Weddings – 4 Things You Must Do

A beach wedding ceremony can be beautiful, and if you have always dreamed of having a wedding on the beach with the crashing waves in the background, why not make your dream come true. Although having a wedding near the surf is definitely a wonderful idea, there are some key differences between having it on the beach and in an enclosed location. The following are a few things you need to remember if you plan on having a beach wedding.

Always Have a Backup Plan

First of all, you will always want to have a back up plan if you are having a beach wedding ceremony. You never really know what the weather is going to be like, and if there is a thunderstorm with torrential rain, you probably will need to have another location ready. While you will want your nuptials to be just perfect, it may not happen that way, so you need to have another plan in mind in case your beach wedding gets rained out.

Check on Permits

Another thing you need to remember is to check out the permits you may need to obtain to have a wedding on the beach. Some places may require that you have a permit, especially if you are going to have a large reception on the beach. So, be sure that you talk to your local authorities and find out what you may need before they day of your wedding ceremony and reception.

Do not Forget About High Tide

The tides are always something that you want to keep in mind when planning a beach wedding. You especially want to be aware of when the high tide will occur. No bride will want to wade up the isle because of an unplanned for high tide. So, before you decide on the time of your wedding, take a close look at the schedule for tides.

Always Prepare the Guests

If you do decide to have a beach wedding reception and ceremony, you need to make sure that your guests are prepared. Your guests will not want to show up dressed for a wedding indoors if you are having a wedding out on the beach. They may also want to come prepared with sunscreen and clothing that will not be too hot. So, specify the location of your wedding in the invitations if you are going with a beach wedding. …

Milan Shopping Guide – A Tourist Guide to Shopping in Milan

Shopping and Milan go hand in hand. After all, this northern Italian city is where the fashion world holds some of its most elite designer shows during four different periods every year. Anyone with even the most basic knowledge of fashion knows that Milan is hugely important in the industry. It's little surprise, then, that those who flock here with hopes of finding the best that shopping has to offer are never disappointed.

If you come to Milan to shop, one of your first stops should be its Brera neighborhood. This picturesque shopping area offers tourists the opportunity to find unique treasures and items by little known – but up and coming – designers. Small boutiques along narrow streets are the norm here, and it is considered by many to be one of the most pleasant areas in Milan for strolling and shopping at a leisurely pace. Boasting the highest concentration of clothes stores in all of Europe, Corso Buenos Aires is another must see district if you come to Milan to shop. It is impossible to make much of a dent in the many boutiques here; indeed, one could spend an afternoon afternoon and not hope to see even a fraction of the offerings. It is a real shoppers' paradise in Milan, especially for those looking for marathon shopping experiences.

While Milan is world renowned for its high end fashion, there are still plenty of bargains to be had. Head over to Binda, near the lake, to get incredible deals on shirts, scarves and ties. Or if you seek bargains on some of Milan'samed silk clothing, check out Frey. This outlet store is located on the western edge of the old section of town and is teeming with clothing and accessories deals. Sprinkled through and around Milan are its well regarded Coin stores. These department stores offer a fine selection of excellent quality clothing, accessories, handbags and jewelry. There are also great deals to be had on housewares on the basement level of most coin stores. If you come to northern Italy, you simply must check out this Milanese institution. No shopping trip to Milan could hope to be complete without a stop at its preeminent department store, La Rinascente. Here, shoppers can find absolutely anything imaginable when it comes to high end fashion and clothing. Make a day of it by enjoying one of its top floor restaurants; have a snack of a gourmet meal, then head back out for more shopping!

Those looking for outdoor markets in Milan really have their work cut out for them. That's because Milan is bursting at the seams with great options. If you're looking for shoes, head to the Mercato di Via S. Marco on Monday and Thursday mornings. In addition to shoe stalls, shoppers can enjoy many fine foods and a premier selection of knitwear, including a selection by Valentino. Milan's elite regards this market to be the best available, but its far from the only one. On Saturdays and …

How to Find Your Size

To find your perfect fit you need to determine your size. How to do it? Very easy!

In some cases it is possible to determine the size by height and weight. For example, if you buy a blouse or a dress made from jersey, or from a fabric with the high elastane content. Also, this method is applicable for clothes with oversized silhouette.

However, usually it is difficult to choose clothes by height and weight, because people with the same height and weight can differ in other parameters of the figure. Therefore, determining the size of clothing by height and weight is not quite accurate for adults. So we recommend to use the bust, waist and hips measurements for the exact result.

As long as you know your measurements, you shouldn’t have a problem figuring out which sizes work best for you.

Measure correctly

The measurements will be accurate if you take them in your underwear or in thin clothes.

Keep the measuring tape snug but not too tight. It should be rather stretched, as close as possible to the body. It is necessary to maintain the habitual posture.

What measurements should I take?

1) Bust – you’ll need to place the measuring tape horizontally and measure the fullest part of your bust to get the proper measurement.

2) Waist – measure in the narrowest place. Bend to one side (doesn’t matter which) and find your waist’s natural crease.

3) Hips – place the measuring tape horizontally. Measure around the fullest part of your hips.

4) You also need to know your height – it’s measured without shoes.

If your measurements correspond to the different sizes, you need to take into account the type of clothing that is planned to be purchased. For pants or skirts, you need to have in mind the waist and hips, and for a blouse or jumper – the bust.

If you buy a dress from inelastic fabric, be guided by the measurements corresponding to a larger size. For example, if your bust corresponds to the size M, and the hips to the size S, it is recommended to choose the size M.

If your measurements are between two sizes, you should take into account the habitual style of clothing. Preferring close fit you can choose a smaller size, and preferring relaxed fit – choose a bigger size.

When you take a look at your wardrobe, do you have a thought that “I have nothing to wear”? Surely you do. In order to dress stylishly, it’s not necessary to spend all of your salary on clothes. Explore yourself! Your personal color preferences, your type of figure, form of activity, lifestyle and sphere of interests will give a starting point for creating your own unique style.…

The Thong – The Only Thing That Touches Your Beach Body

The thong is one of the hottest articles of clothing that you can wear on a beach or anywhere else imaginable. Weaving a thong most likely means that the wearer is not only physically beautiful and also very confident with his or her body. Both men and women nowdays wear thongs although traditionally the thong is used by women to flaunt their forms.

These slim and sexy pieces of clothing are descended from one of the earliest forms of human clothing-the loincloth. And there are in fact many varieties of this wonder-wear around:

Traditional Thong- This kind of thong is certainly the most common and consist of a strip of fabric in varying widths on the rear of the garment connecting the front pouch to the waistband.

G-string-This style is made up of a string of fabric connecting the pouch and the waistband in the rear. It is also called the Rio thong.

V-string- This style is very similar to the g-string, it connects with a single string along the rear that separates into two strings just at or before the waistband or into a small triangle of fabric just above the buttocks.

Dance Belt- This is the thong that's used as an equivalent to the supporter for male athletes, most specifically in ballet. It's job is to protect and support the man in athletic activities without being seen through clothing like leotards.

Cheeky- This style covers a little more area but exposes the bottom part of the buttocks. Some function as bikini bottoms while the others use them as underwear.

It's clear that the thong has reached such meteoric proportions in popular culture. In almost every beach that you go to there are bound to be people in thongs. Getting one can really make you look sexy. …

Here's Your Spring Guide To Recession Wear Or Crashin 'Fashion 2009

Because the fashion world functions on the same sort of timeline as automobile makers. Today's clothing collections were designed many months ago … long before it became clear that the "economic downturn" was actually the start of a real recession.

Clearly, Saks believe the Kiton line has a place in the wardrobe of solvent clients who are being buffed in this recession storm.

Kiton employs 330 tailors and produces only a few thousand pieces a year. Now apparently the Kiton jacket – which takes twenty five hours to make – fits like a second skin. It's light, extremely comfortable, and absolutely made for travel. In fact, they claim it can be crushed into the crevice of an airline seat for a long flight … and at the end of the trip, your jacket will magically be wrinkle-free. And the price for such incredible "convenience"? More than $ 7,000 for an off-the-rack suit … and as much as $ 21,025 for the made-to-order version.

When the 2009 collections were marched out onto the runways of Italy, many designers were parading three-piece suits. Yet that simple vest can add an extra $ 150 to $ 300 to the price of the suit, hardly a "recession-friendly" styling choice.

How do I update my wardrobe without splurging?

This spring, in both men's and women's fashions, we'll be seeing lots of colors. According to Women's Wear Daily, clothing buyers last fall were snapping up bright colors and bold prints to enliven our closets, and hopefully their own markets, for the Spring fashion season. (And these buyers are promising us more than just your basic black for the Fall line-up, as well.)

In the meantime … few of us can afford "excessive" shopping. So what's the solution for anyone having to economize on their wardrobe?

Here's how you do it!

Step 1: Find out which colors are best for you. (I have a few tips below to help you with this.)

Step 2: Freshen up the look of your suits with some of the bright colors available this Spring. For example, get a bright new blouse or shirt, to announce that Spring is finally here. But … it's got to be a YOU color. Make sure it's a color that enhances your skin tone, eyes and hair. That way, you'll wear it long after this year because, for you, it will not be "last year's color", it will be a "forever color". Men can accessorize with matching colorful ties, and women with matching colored beads or scarves.

Step 3: If you must buy a new suit, choose a conservative style in your best neutral color, and simply "brighten it up" as indicated above. Depending on the situation, you may want to wear a neutral shirt or blouse … and pick up some vibrant color in your accessories only.

Here's how to discover your best colors by doing a basic color analysis. Stand in front of a mirror, and drape yourself first with a gold, and then …

Zara Clothing For Kids

The clothing company Zara was founded by Amancio Ortega Gaina. He is not only the 8th richest person in the world (according to Forbes), but also the world's greatest fashion business figure. The company was founded in 1975 in Corunna. Their mother company – Inditex Group (Industrias de Diseco Textil Sociedad Anynima in Spanish) has had little effect on Zara's unique policies – Zara had always been the innovators, and their owners usually do not care what Zara does, as long as it's profitable. Their first store on the main street of Corunna was a great success and the brand expanded to other cities in 1980s, after that to Portugal and in the end – to the UK. Now Zara has shops all over the world, and they are continuing to expand.

The company has reached its highest amounts of sales recently, since its popularity in the fashion world is tremendous. There are more than 1,500 stores in over 70 countries and new ones are opened each year. Zara's unique clothing and accessories are successfully sold to a diverse variety of costumers, crossing barriers of culture, politics and nations on their way to the customer. The team of a little less than 300 designers is outrunning the whole fashion world in terms of productivity, since it only takes two weeks for them to produce and deliver their new clothing to stores.

There are over 11,000 new clothing pieces produced every year. The company holds the productivity record that beats the adversaries' companies at least 3 times. The product assortment is changing every month in the UK, so you can visit the store each month and find that everything is new. The company's newest thing is selling children's clothing. The stores are called Kiddy's Class and they can be found in some parts of Europe; and even there the company plans to expand more.

Designing clothes for children is a completely new market. The interest in this new market has increased drastically over the past few years, since there is a tendency among celebrities to dress their children just like themselves. Of course, the ordinary parents want to do the exact same thing and make their children stand out. Zara products are a mixture of traditional and innovative clothing styles – do not waste your time, try Zara clothing today !. …

Ten Questions And Answers About Fetishism

What is fetishism?

A fetish is an attribute, fabric, bodypart or situation that turns you on sexually. This can be anything and fetishes are different for different people. It can be a scent (such as perfume), hair, an attribute, clothing (high heels for example) or the sight of a man or woman on his or her knees.

Although it has somewhat of a negative connotation, fetishism is very normal and it is around all through everyday life. People who favor a specific brand (such as Nike) for clothing actually have a fetish. The entire fashion and cosmetics industry are largely based on the phenomenum.

Where does the word fetishism come from?

Fetish (sometimes also spelled as fetisj or fetich) originates from the Portuguese word “fettiço”, which literally translates as “something made”. The word was used in the Middle Ages throughout Europe for “magic charm”, amulets brought by explorers from West-Africa, where they were known as “fettiche”. In antropolical terms a fetish is a religious symbol. As such the Christian cross can also be seen as a fetish.

Is fetishism a bad thing?

Thanks to Sigmund Freud (again) – who made the connection between sexual fetishes and “savages” – fetishism has been given a bad name for a long time, while in fact its origin is religious/spiritual symbolism. It is – however – quite normal and chances are literally everybody on the planet has at least one.

Why is fetishism so important in alternative lifestyles?

Some people have a different outlook on sexuality. Part of that is that they often have a sharp eye for detail and they will value such details highly. In that sense, for example, the scent of leather is a detail of leather clothing and gear. Attributes themselves are a detail of entire scenes. In this sense it is a symbol for something much bigger – an entire spectre of feelings, emotions, memories and fantasies.

What are the most common fetishes?

Blond hair, lingerie, leather, lace, latex and high heels are probably the most common fetishes. Another common ones are shaved bodyparts, such as the genital area. There is a wide variety of other “attractions”, such as ponytails, piercings, tattoos, school uniforms and white socks and gartherbelts.

Are there any hard to spot fetishes?

The most difficult thing to explain is the fact that there are people, with what is called an “attraction fetish”. This means they are attracted to but not really into and activity. For example, there are actually quite a few people who are not really into BDSM, but fascinated and turned on by the atmosphere.

Can fetishism be dangerous?

Anything that becomes an obsession can be dangerous. Fetishism by nature at least has an inherent risk of becoming an obsession. The most common risk is that people with a fetish become fanatics about it. This may easily lead to disputes and a lot of flaming, because people can become very touchy about the subject. This frequently happens in Internet chatrooms and on discussion …

The Proper Etiquette On What Kind Of Clothing To Wear When You Are Traveling In Costa Rica

In many foreign countries it is frowned upon to walk around exposing all kinds of skin like we do in the states. For example just because Costa Rica has a tropical and temperate climate does not mean you should walk around towns in your bikini, likewise even though they have been blessed by Mother Nature with abundant tropical jungles and fertile rainforests that does not pretend that men should dress like Tarzan, even if they have the body for it.

This is not to say that when you are in Costa Rica that you have to wrap yourself up. Even if clothing as a whole is determined by a society's cultural scene, its climate, and the manner its citizens live, Costa Rican clothing does not differ a great deal from any other Central or South American countries. All the same, in Costa Rica clothing has two main types. First you have the traditional Costa Rican clothing that is worn to symbolize the country's culture. This is also considered as their national costume and can be seen being donned by locals for folkloric presentations. The Costa Rican men however, are still seen wearing these traditional styles when working in the fields. The women typically never wear these costumes outside of the folkloric presentations. Their traditional dresses are defined by a long tiered skirt, full of colors and embellished with ribbons. The blouses are sleeveless but have wide ruffles at the neck that fall past the shoulders. Their hair is usually held back in a bun and a flower, generally Guaria Morada (the national flower), is inserted behind one ear.

Another type of clothing that is commonly worn in Costa Rica is contemporary clothing. This means the daily apparel that the Costa Ricans wear. Although the sun shines practically everyday of the year, shorts are typically not satisfactory outside of the beach resorts. If you're visiting you probably do not care, but Ticos which is what Costa Rican locals call themselves, leave them shorts for beach wear.

Ticos tend to dress very conservatively. So the most common thing you'd see them wearing around town are long pants and shirts. Mostof the citizenry wear long sleeves or jackets over their shirts as weather has sometimes become unpredictable bringing short rains in some afternoons. Men may sometimes be seen in knee-length shorts though, but again, shorter running shorts and surf shorts are saved for the beach. Dresses are worn on special occasions and are done so by the elderly people. Costa Rican clothing is also inexpensive, particularly the underwear and while the malls and shopping centers offer good deals, you will find the best bargains in downtown San Jose. …